small business health insurance is a great deals for companies with a small number of employees (actual figure may vary by state, but is approx. 50-60 employees).

When you first enrol in a group small business health plan you'll probably be asked if you have pre-existing conditions.  Or, if you make a claim in the first year, the health insurance company is likely to check back to see if your condition was pre-existing.

There's various rules that define 'pre-existing'.  These vary by state, but are also covered by federal law.

small business health insurance is usually a much better deal than buying individual health insurance.  If you can get you employer to include you on their small business health insurance , and make it a benefit of your job, then even better.

It's also important to note that small business health insurance providers cannot apply a pre-existing condition exclusion period for genetic information.

See our partner links for more information on small business health insurance